There’s a lot of noise around Tax-Free Savings Accounts at the moment—most of it suggesting that maxing out your TFSA is the only key to long-term wealth. After looking at it more closely (and drawing on years of experience in both business and markets), I think that’s an oversimplification. Yes, the TFSA has clear advantages: […]
Is the TFSA really a “silver bullet” for investing? Read More »
With the introduction of South Africa’s two-pot retirement system, many individuals are asking whether they can access funds in a more flexible way — specifically, whether it is possible to borrow against the savings pot instead of withdrawing from it . ## No Direct Borrowing Facility Under the current framework, there is no mechanism that
# Can You Borrow Against the Savings Pot Under South Africa’s Two-Pot System? Read More »
South Africa’s two-pot retirement system has introduced greater flexibility for members who need access to funds before retirement. While this can provide short-term financial relief, it’s important to understand the tax implications of withdrawing from the savings pot early. #### How Are Early Withdrawals Taxed? Any withdrawal from the savings pot before retirement is treated
The 2026 National Budget introduces several tax updates that directly impact payroll calculations, travel reimbursements and broader client tax planning. For accounting practitioners and payroll administrators, staying updated is essential to ensure compliance with South African Revenue Service (SARS) requirements and to avoid payroll inaccuracies, incorrect tax reporting and potential compliance risks. Among the most important changes are the updated subsistence
South Africa’s 2026/27 Budget: What It Offers and What It Means for You In the past our blog on the budget would probably have been a short piece just mentioning rates and so on but this year it’s really quite an exciting budget because it signals governments awareness of two major things, firstly it signals
Online Voluntary Deregistration of Companies in South Africa There has been a meaningful shift in how dormant or non-trading companies can be closed in South Africa. With the Companies and Intellectual Property Commission (CIPC) moving voluntary deregistration fully online, the practical process has become significantly more streamlined — although not always in ways practitioners expect
Online Voluntary Deregistration of Companies in South Africa Read More »
Donation or family loan?
A possible alternative to the donation option. Read More »
Understanding the R100 000 “Tax-Free Donation” Rule and How It Affects Your Estate
Understanding the R100 000 “Tax-Free Donation” Rule and How It Affects Your Estate Read More »
Foreign Pensions By Meerkat Accountants, Plettenberg Bay Many South Africans have worked or lived abroad at some point in their careers, and continue to receive pensions or lump-sum benefits from foreign funds. Up to now, those foreign pensions have often enjoyed favourable tax treatment in South Africa — but that may be about to change.
Foreign Pensions — Major Tax Change Looming for South Africans Read More »
Social media was meant to bring us closer. Instead, it may be quietly pushing us further apart — for all generations, not just the young. Traditional media — newspapers, radio, television — gave us a shared experience. Everyone read the same headlines, watched the same broadcasts, or listened to the same programs. That created common ground for conversation and
Are We More Connected – Or More Alone? Read More »
